Bajaj Finserv - Loan and Review. Lender in New Delhi - India Loan

Bajaj Finserv

Логотип компании Bajaj Finserv

Rating of organization: 4/5, total votes 307.

More info about Bajaj Finance Limited Regd

Name of Organization Bajaj Finserv
Full Name of Organization Bajaj Finance Limited Regd
Hotline 1800-103-3535

Bajaj Finance Limited Regd - Product Features

Min. financing amount 100000 INR
Max. financing amount 2500000 INR
Max. financing amount 365 days
Loan tenure 0.04%
Approval duration For an online loan application, the approval process usually takes 3-4 days

Fees & Charges

Debt consolidation The process of consolidating debt with Bajaj Finserv is simple and quick with loan amounts up to Rs. 25 lakh and repayment periods of up to 60 months
Processing fee The fee depends on the loan product and amount you are applying for.
Stamp duty The payment of this tax is the responsibility of the borrower and will be added to their loan amount.
Annual fee The annual fee for Bajaj Finserv's loan products varies from product to product.
Other fees These include the loan prepayment and foreclosure charges, late payment fees and more.


Early settlement The customer must pay a pre-payment fee which is determined by the amount of loan outstanding at the time of making the early repayment.
Late payment charges 6% of overdue amount
Other penalties Not provided

Additional Requirements

Need to bind a bank account No
Other details Payment on the loan occurs through a bank card


Bajaj Finserv is one of India’s leading financial services companies, offering a comprehensive suite of financial solutions and services such as loans, insurance, investments, savings accounts and much more. Established in 2007, the company has rapidly built and maintained its reputation as a trusted provider of innovative products and services that offer maximum value and convenience to its customers.

Bajaj Finserv provides a range of personal loan products to meet various customer needs. These include Home Loan, Personal Loan, Car Loan, Business Loan and Gold Loan. With easy application process and quick disbursal time frames ranging from 3-48 hours for online applications, these loans are designed for convenience and speed. To ensure maximum safety for customers’ data, Bajaj Finserv has implemented advanced encryption protocols on its online platform.

Best offers

In terms of insurance offerings, Bajaj Finserv provides health insurance plans with cashless hospitalization benefits across more than 7500 network hospitals in India. The company also offers life insurance plans with an array of features such as death benefit cover plus guaranteed income plans to protect policy holders’ income in case of death or disability. In addition to these core offerings, Bajaj Finserv also offers an array of investment options such as Mutual Fund SIPs (Systematic Investment Plans) which allows customers to invest small amounts regularly into their chosen mutual funds over a long period of time.

From ensuring convenient loan processing to providing reliable protection against unforeseen life events through insurance policies – the wide range of financial services offered by Bajaj Finserv is designed to empower customers with the tools they need to achieve their financial goals with ease.

Is Bajaj Finserv legit?

Yes, Bajaj Finserv India is a legitimate financial services company. Licensed by the Reserve Bank of India, Bajaj Finserv has been providing financial services to its customers since 2007 and is one of India’s leading companies in the sector. The company offers a range of innovative products and services that are designed for maximum convenience and value. Its easy application process with quick disbursal times, advanced encryption protocols for data security, and wide range of personal loan products all make it an attractive option for customers seeking reliable financial services. Additionally, Bajaj Finserv provides health insurance plans with cashless hospitalization benefits across more than 7500 network hospitals as well as life insurance policies with death benefit cover plus income protection plans. On top of this, mutual fund SIPs allow customers to invest small amounts regularly into their chosen funds over a long period of time. With these features combined, Bajaj Finserv provides its customers with comprehensive financial solutions that empower them to achieve their goals with ease.

How do I get a loan in Bajaj Finserv?

Getting a loan from Bajaj Finserv India is hassle-free and convenient. You can apply for the loan online or offline, depending on your preference. For an online application, you will be required to fill out a simple form with basic details like your name, address and contact information. After submitting the form, you will receive an instant quote about the loan amount and rate of interest. You can also opt for doorstep service if you do not wish to submit an online application. In this case, a representative from Bajaj Finserv will come to your place and help you fill out the necessary forms and guide you through the entire process.

Once you have submitted all the documents required by Bajaj Finserv, they will initiate the verification process which is usually done in 3-4 days. If all your details are verified successfully, then Bajaj Finserv will disburse the loan amount within 24-48 hours directly into your bank account.

With hassle-free application process and quick disbursal time frames ranging from 3-48 hours for online applications, Bajaj Finserv offers customers a convenient solution for their financial needs. What’s more, customers can avail attractive discounts on loan processing fees when opting for this service provider.


Bajaj Finserv India reviews have generally been positive, with customers praising the company for its wide range of financial services and innovative products. Customers have commented on the convenience of the loan application process, with quick disbursal times and discounts on processing fees making it an attractive option for borrowers.

Customer Service

Bajaj Finserv India provides excellent customer service for its customers. Customers can contact a dedicated customer service team via email at custc[email protected] or through a toll free number 1800 209 4151.

How to repay 

Repaying a loan taken from Bajaj Finserv India is simple and convenient. Customers can make their loan payments through various payment options such as auto-debit, net banking, NEFT/RTGS, cheque or demand draft.

How to take a loan in Bajaj Finserv?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the India;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - 4th floor, corporate office Bajaj Finserv, From Pune-Ahmednagar Road, Viman Nagar, Pune-411014

Managing structure Bajaj Finserv

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the India financial market because I have been working in the financial sector for more than five years.

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