|Name of Organization||LazyPay|
|Full Name of Organization||PayU India (Naspers Group)|
PayU India (Naspers Group) - Product Features
|Min. financing amount||10000 INR|
|Max. financing amount||1000000 INR|
|Max. financing amount||720 days|
|Approval duration||The approval duration of transactions made with LazyPay India varies depending on the payment method.|
Fees & Charges
|Debt consolidation||Does not currently offer debt consolidation services as it does not provide loans.|
|Processing fee||Does not charge any processing fee for transactions made through the platform.|
|Stamp duty||Does not charge any stamp duty for transactions made through the platform.|
|Annual fee||Does not charge any annual fee for transactions made through the platform.|
|Other fees||Does not have any other fees or hidden charges associated with transactions made through the platform.|
|Early settlement||Does not have any early settlement fees associated with transactions made through the platform.|
|Late payment charges||Does not charge any late payment fees if customers fail to pay their bills on time.|
|Other penalties||Does not levy any penalties on its customers.|
|Need to bind a bank account||No|
LazyPay India is a mobile-based payment platform that provides customers with an easy and secure way to buy goods and services online. The platform was developed in 2019 by PayU, part of the Naspers group, which is one of the world’s largest internet companies. With LazyPay, users can pay for their purchases with their phones using UPI, debit or credit card payments. The platform also offers a host of features such as user-friendly checkout processes, instant refunds and zero transaction fees.
The app allows customers to access a variety of payment options including net banking, wallets, debit cards and UPI payments. It has an easy three-step process to make payments that involves registering your details first and then adding your payment method. Once done, customers can quickly complete their transactions without having to enter long bank account numbers or other sensitive information each time they shop online. Users also get detailed payment history records for each transaction made through the app for easy tracking of expenses.
The app also features advanced security measures like two step authentication and fraud detection algorithms in order to keep customer data safe from any malicious activities. Furthermore, its customer service team is available 24/7 providing support via email, phone or chat in case users have questions or need help with their transactions. With its simple navigation interface, hassle free payments and quick refunds LazyPay India has become one of the most popular digital payment platforms in India today.
Is LazyPay legit?
Yes, LazyPay India is a legitimate payment platform. It is developed and operated by PayU, part of the Naspers group which is one of the world’s largest internet companies. The app has a wide range of payment options including net banking, wallets, debit cards and UPI payments.
How do I get a loan in LazyPay?
LazyPay India does not currently offer loans. However, it does provide customers with quick and easy access to flexible payment options that can help them manage their spending and stay within budget. Customers can make use of the platform’s instant refunds feature which gives them the ability to return purchased items without any additional costs or charges.
LazyPay India has largely positive reviews from its users. It offers a simple and secure payment process, with options for UPI, debit or credit card payments, as well as instant refunds. The interface is easy to navigate and understand, eliminating the need for customers to enter extensive bank details or other sensitive information.
LazyPay India offers customers a comprehensive customer service experience. Customers can reach out to the customer service team via email [email protected], phone or chat for any assistance related to their transactions. The team is available 24/7 and provides round-the-clock support for any queries or concerns that customers might have. Hotline 020-67314111
How to repay
LazyPay India does not currently offer loans, so there is no need to repay a loan taken out through the platform. However, customers can take advantage of flexible payment options through LazyPay India in order to manage their spending and stay within budget. Customers can make use of the platform’s instant refunds feature which gives them the ability to
How to take a loan in LazyPay?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the India;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments