PaySense - Loan and Review. Lender in New Delhi - India Loan


Логотип компании PaySense

Rating of organization: 3/5, total votes 158.

More info about PaySense Pte. Ltd. (Naspers Group)

Name of Organization PaySense
Full Name of Organization PaySense Pte. Ltd. (Naspers Group)
Hotline No data

PaySense Pte. Ltd. (Naspers Group) - Product Features

Min. financing amount 5000 INR
Max. financing amount 500000 INR
Max. financing amount 90 days
Loan tenure 0.05%
Approval duration The approval duration for a loan in PaySense India depends on several factors such as eligibility criteria, complete documentation and other internal policies. Generally, the loan application process is completed within a few minutes and approved loans are disbursed within 24-48 hours. The company also offers an instant loan facility that allows customers to avail funds within 10 minutes

Fees & Charges

Debt consolidation PaySense India offers debt consolidation services to its customers who are looking to consolidate their existing loans into one easy-to-manage loan. This service helps reduce the financial burden by consolidating multiple debts into one, allowing the customer to make one single repayment with better terms and conditions.
Processing fee PaySense India offers competitive processing fees for its services. The processing fees depend on the loan amount as well as the repayment period selected by the customer. Generally, customers are charged a flat fee for the entire loan process that includes evaluation, document verification, and disbursement. Additionally, PaySense also provides an option of processing fee waiver for certain customer segments.
Stamp duty PaySense India does not require customers to pay any stamp duty when availing a loan. The company covers all the processing and administrative costs associated with loan approval, making it convenient and hassle-free for customers to avail funds. PaySense also offers a range of other services such as debt consolidation, credit score monitoring, and financial advisory.
Annual fee PaySense India does not charge customers an annual fee for its services. Instead, the company charges a one-time processing fee that can be waived for certain customer segments. Customers can also enjoy various other benefits such as credit score monitoring services and debt consolidation at no additional cost.
Other fees PaySense India does not charge any additional fees other than the processing fee. However, customers may be liable to pay a late payment penalty if they do not make timely payments of their loan installments. The company charges a flat rate of 2% per month on overdue payments, along with applicable taxes as per the RBI guidelines.


Early settlement PaySense India offers customers the option to make early repayment of their loans. This can be done by making a single payment of the full outstanding loan amount, or by making multiple payments of partial amounts towards the loan. Early settlements can help reduce overall interest costs, and can also improve credit score ratings.
Late payment charges charges a flat rate of 2% per month on overdue loan payments, along with applicable taxes as per RBI guidelines. Customers can avoid this penalty by making timely payments towards their installments and also benefit from reduced interest costs and improved credit score ratings through early settlement options.
Other penalties may impose additional penalties if customers fail to make timely payments on their loans. Such penalties may include a one-time penalty for late payment, as well as recurring penalties for every month of delay in repayment.

Additional Requirements

Need to bind a bank account After registering with PaySense, customers can easily link their bank account and credit card details to the platform. This enables customers to quickly avail loans without having to go through tedious paperwork.
Other details has a well-trained customer support team that is available round the clock to address customer queries and concerns. Customers can reach out to customer support via phone, email, and live chat for any assistance related to loan applications or repayment.

About PaySense

PaySense is an innovative and revolutionary fintech company that offers specialized services to assist people in managing their finances through a range of products like personal loans, credit cards, savings accounts etc. It leverages cutting-edge technology and data intelligence capabilities to create customised solutions for its customers across India.

Is PaySense legit?

Yes, PaySense India is a legitimate financial technology company that has gained immense credibility in the Indian market. The company is regulated by the Reserve Bank of India (RBI) and follows RBI guidelines for all its operations. It also leverages cutting-edge technologies and data intelligence capabilities to provide customised financial solutions to its customers. The company has also been appreciated by numerous financial experts, academics and industry veterans for its contributions to the Indian fintech space. Additionally, PaySense India is associated with some of the leading banks in the country. This helps build trust among customers who choose to avail the services offered by this reputable fintech firm.

Best offers

How do I get a loan?

Getting a loan in PaySense India is simple and easy. All you need to do is apply online through the company’s website or mobile app. On the application page, you will be asked to provide information such as your name, address, bank account details, income details etc. Once you submit the application with all the required details, PaySense India will evaluate your eligibility and approve the loan amount. Once approved, you can receive the funds in your bank account within a few hours. PaySense also offers an easy repayment option that allows you to repay through auto-debit from your bank account.


PaySense India has earned a reputation as one of the most credible and dependable financial technology companies in the Indian market. With the help of cutting-edge data intelligence capabilities and advanced technologies, PaySense provides customised solutions that are tailored to meet the unique needs of its customers. It has also been praised by numerous financial experts, academics and industry veterans for its contributions to the Indian fintech space. Customers who have availed the services of PaySense India are also extremely satisfied with the speed and convenience it offers, as well as its customer service.

Customer Service

PaySense India provides excellent customer service to its customers. Customers can contact the company via email, phone or live chat for any queries regarding their loan application process, repayment plans and other financial assistance. The customer service team is available 24/7 and can be contacted on +91-922-220-8100 for any issues or inquiries. Additionally, customers can also visit the PaySense India website to get detailed information regarding their loan application and other services offered by the company.

How to repay loan

Repaying a PaySense India loan is a straightforward process. There are multiple repayment options available for customers, such as auto-debit, EMI and other payment gateways. With the auto-debit facility, customers can set up an automatic deduction from their bank account to repay the loan amount without any hassle.

How to take a loan in PaySense?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the India;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054 Maharashtra, India

Managing structure PaySense

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the India financial market because I have been working in the financial sector for more than five years.

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