SmartCoin  - Loan and Review. Lender in New Delhi - India Loan


Логотип компании SmartCoin 

Rating of organization: 4/5, total votes 51.


Name of Organization SmartCoin
Hotline +91 86603 92994


Min. financing amount 1000 INR
Max. financing amount 20000 INR
Max. financing amount 62 days
Loan tenure 0.06%
Approval duration Average time from 2 to 12 hours

Fees & Charges

Debt consolidation Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify
Processing fee One-time fee is not charged when making a loan
Stamp duty Stamp duty is not provided in the organization
Annual fee Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed
Other fees Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization.


Early settlement Early debt settlement does not charge you extra fees. For more information contact the credit organization.
Late payment charges 6% of overdue amount
Other penalties Not provided

Additional Requirements

Need to bind a bank account No
Other details Payment on the loan occurs through a bank card

About SmartCoin 

SmartCoin India is a leading FinTech company providing digital financial services and credit solutions to consumers in India. Founded in 2016, SmartCoin has become one of the most widely used platforms for facilitating instant loans, credit cards and payments.

SmartCoin’s mission is to revolutionize the way people access and use their finances by focusing on customer convenience, transparency and ease of use. Its suite of proprietary technologies are designed to make it easier for consumers to access quick and convenient loans, payment solutions and secure investments. It also helps customers manage their finances better with its innovative features such as budgeting tools, debt management tools and more.

Best offers

SmartCoin India is committed to financial inclusion, helping many customers who have previously been excluded from traditional banking systems or credit products due to lack of collateral or lack of a formal address. It provides genuine credit solutions with minimal paperwork and fast approval process. It also works closely with local businesses to provide them with secure financial solutions that are tailored specifically for their needs.

SmartCoin India has been recognised by several industry awards including the FinTech Breakthrough Awards 2020 for Best Credit Platform and Best Personal Loan Platform. The company has been lauded for its innovation in the digital finance space, as well as its efforts in empowering financially excluded citizens by creating an inclusive ecosystem where everyone can access safe and affordable financial services.

Is SmartCoin legit?

SmartCoin India is a legitimate FinTech company that has been providing digital financial services and credit solutions to customers in India since 2016. The company is dedicated to providing customers with a transparent and easy-to-use platform for obtaining loans, credit cards, payments and investments. It has earned several accolades for its innovation in the digital finance space, such as the FinTech Breakthrough Awards 2020 for Best Credit Platform and Best Personal Loan Platform.

SmartCoin India takes financial inclusion seriously by helping those who have previously been excluded from traditional banking systems or credit products due to lack of collateral or address records. It provides genuine credit solutions with minimal paperwork and quick approval process. The company also works with local businesses to provide tailored financial solutions that meet their specific needs.

In terms of security and reliability, SmartCoin India follows strict safety policies and procedures to ensure customer data privacy and secure transactions. Its team of experts is constantly monitoring the platform to make sure all transactions are conducted safely and securely. All customer information is encrypted using advanced technology like SSL/TLS protocols to protect sensitive data from unauthorized access. This helps ensure that customers can trust SmartCoin India when it comes to their finances.

How do I get a loan?

Getting a loan with SmartCoin India is fast and easy. To apply, customers can simply go to the SmartCoin India website or download the mobile app and fill out an online application form. The form requires basic information such as name, address, income details, bank account details etc. Once the required documents are uploaded and verified, customers can get approval for loan in as little as 15 minutes.

Once approved, customers will receive their loan amount directly into their bank account quickly and securely. Customers can also track the status of their loan application through the mobile app or website. Moreover, customers can manage their loan payments conveniently through auto-debit facility from their linked bank account.

SmartCoin India offers flexible repayment options including weekly, bi-weekly or monthly instalments that can be customized to best suit customer needs. It also provides customers with a range of additional benefits such as free accident insurance cover and attractive cashback offers on timely payments.

In addition to loans, SmartCoin India also offers a variety of other services such as credit cards, payment solutions and secure investments which customers can access through its platform. This helps make managing one’s finances easier and more convenient for all users.

Cash Loan Requirements

SmartCoin India offers cash loans to customers in India who are 18 years of age or older. In order to apply for a loan, customers must provide valid government-issued identification, proof of income and bank account details. Additionally, applicants must have a stable employment history, with at least 6 months at their current job and no more than two employers within the past 12 months.

In addition to meeting these eligibility criteria, applicants must also have an active Indian bank account with a minimum balance of Rs 10,000. Furthermore, SmartCoin India reserves the right to run credit checks on applicants in order to determine their creditworthiness.

The amount that customers can borrow from SmartCoin India ranges from Rs 2,000 to Rs 1 lakh depending on their credit score and other factors such as income and repayment capacity. The interest rate on the loan will vary depending on the customer’s profile and credit score. Customers can repay the loan over a period of 3 months up to 36 months depending on the tenure they choose.

How to take a loan in SmartCoin?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the India;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - 62/2-1, 8th Main Rd, Malleshwaram, Bengaluru, Karnataka 560012, India

Managing structure SmartCoin

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the India financial market because I have been working in the financial sector for more than five years.

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